The most recent budget that our ZTeam has established for us, as of March 2021, is $7,053/month. The following is a breakdown of this amount as well as descriptions of some of the line items:
| Salary | 2,600 | |
| Housing Allowance | 400 | |
| Education | 800 | |
| Housing Reserve | 100 | |
| Travel Reserve | 100 | |
| Life Insurance | 70 | |
| Retirement | 300 | |
| Self-employment Tax | 811 | |
| Health Plan | 600 | |
| Health Reserve | 400 | |
| Administration | 552 | |
| Ministry | 300 | |
| Total | $7,033 |
Housing Reserve: This portion is set aside each month to cover extra housing expenses during our next home assignment.
Travel Reserve: This portion is set aside each month to cover travel costs for our family’s home assignment in the U.S.
Health Plan: We have Christian Medi-Share in case of a medical emergency.
Health Reserve: This will be used for regular medical checkups and a reserve to cover the Family Portion for Christian Medi-Share, in case we have a medical emergency.
